Blog by Prakhar Patidar

In the world of business, few names have the power to inspire as profoundly as Ratan Tata. Since my student days, dreaming of becoming a business tycoon, his values of humility, dedication, and uplifting others have guided me. It was never about wealth or fame—his vision continues to inspire me.

We’ve all heard stories of people making a quick buck from trading. But what they don’t tell you is that behind every winner, there are countless people losing their hard-earned money. If you’re still thinking you’ll be the exception, it’s time to wake up.

"Zindagi ka asli sukh woh hai, jo befiqr ho kar jiya jaaye." Retirement should feel like the reward for all your years of hard work. Yet, for many, it comes with doubts and questions.

A young man taking over his family business asked me to set up a 5,000 SIP. When I inquired about his goal, he said, "Everyone else is doing it, so I thought I should too." This shows how often people invest without clear goals or understanding, following trends without proper financial planning.

Recently, I spoke with an elderly gentleman about the connection between life and money. He shared a thought-provoking Gujarati quote: *"Je tamme maanii sako, eh tamaru... baaki badhu gaam nu."* It means: *"Whatever you can spend or enjoy is yours... the rest belongs to others."*