Blog by Prakhar Patidar

A young man taking over his family business asked me to set up a 5,000 SIP. When I inquired about his goal, he said, "Everyone else is doing it, so I thought I should too." This shows how often people invest without clear goals or understanding, following trends without proper financial planning.

Recently, I spoke with an elderly gentleman about the connection between life and money. He shared a thought-provoking Gujarati quote: *"Je tamme maanii sako, eh tamaru... baaki badhu gaam nu."* It means: *"Whatever you can spend or enjoy is yours... the rest belongs to others."*

Hey everyone! Today, I want to dive into something that's probably not the most glamorous topic, but trust me, it's one of the most important—financial planning. Now, before you scroll away thinking this isn’t for you, let me share a story that might just change your mind.